2012年美国大学毕业生的平均贷款数

蒋继平

2013年12月4日

根据美国有线新闻网(CNN)今天的头版新闻报道， 2012年美国大专院校的毕业生平均身负29，400美元的债务。

下面是这篇报道的原文。 请读者自己看看。链接是：http://money.cnn.com/2013/12/04/pf/college/student-loan-debt/index.html?hpt=hp_t2

Student loan debt continues to pile up on America's college graduates, topping an average $29,000 per student last year.

The average debt load for the class of 2012 was $29,400 -- up more than 10% from the previous year, according to a report released Wednesday by the Institute for College Access & Success' Project on Student Debt.

At the same time, colleges across the country have been hiking tuition and fees and families' incomes have been shrinking, student loan debt has risen at an average rate of 6% per year from 2008 to 2012, the report found.

Related: Cheaper college loans, for now

Seven in 10 seniors graduated with student loan debt, and a fifth of that debt was owed to private lenders, which often charge high interest rates.

To make matters worse, the job market still hasn't recovered, leaving many graduates with little or no income.

 

Is the cost of college crippling?

Still, the employment prospects of college grads are a lot better than those without college education. High school grads without college degrees faced an unemployment rate of 17.9% in 2012, compared to 7.7% for young college graduates.

Related: Busting the 5 myths of college costs

As always, some schools leave students with more debt than others -- typically those with the highest tuition. So it's important to shop around before shelling out your life savings for an education. Average debt by college ranged from as little as $4,450 to $49,450 in 2012, while the percentage of students with loans also varied from 6% to 100%, TICAS found.

"Despite discouraging headlines, a college degree remains the best route to finding a job in this tight market. But students and families need to know that debt levels can vary widely from college to college," TICAS president Lauren Asher said in a statement.