刚刚逛超市（supermarket）买东西，又去了汽车零配件零售商（auto parts retailer)看了一下。零售商（retailer）一般从分销商批发商（wholesaler， wholesale supplier， distributor）那里拿货。

刚收到一个银行短讯：

We noticed your credit card ending in XXXX was used to make a $28.03 purchase at Vesta *at&t Prepaid today. The card wasn’t present at the time the purchase was made.

This purchase may have been made online, over the phone or at a merchant that manually entered the card number.

Log in to your account to review this transaction.

里面有merchant，查了下中文字典，说是商人，但也可能是一个公司。我这里就是AT&T的电话分销商。这是个每月电话充值通知。

进口商importer，出口商exporter，制造商manufacturer。角色各有不同。

The card wasn’t present at the time the purchase was made。目前处于pending状态，这里的present就是还没有从我信用卡正式扣钱，如果有异议，现在可以打电话给信用卡公司投诉。你觉得信用卡好还是手机立即支付好？立即支付就付出去了。信用卡还帮你把把关。